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Closed
Closed

$510,000

($176,351 down)
FHA

970 Welch Street, Golden, CO 80401

2
1
1,286 sqft
PITI Monthly
$2,176.02 /mo

Listing courtesy of: J Steven Opp, Engel & Volkers Denver

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,506 /mo
$2,447 /mo
$44,842 in interest paid off

What's Special

SHOPPING
ENTERTAINMENT
DINING
PATIO
COZY
Welcome home to 970 Welch Street in Golden, Colorado. This cozy bungalow provides a harmonious blend of comfort and charm. The heart of the
home lies in the kitchen, where a new stainless steel high-efficiency LG refrigerator stands as a testament to both style and functionality. Meanwhile,
the Goodman high-efficiency furnace and air conditioner installed in 2022 ensure comfort throughout the seasons. Recessed lighting illuminates the
space with a gentle glow, enhancing the atmosphere of relaxation and warmth. Enjoy the convenience of minimal steps and brand new wi... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,176.02/mo
Estimated Loan Balance
$167,525
Cash to close
$176,351
Interest Paid
$44,842

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Stone, Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Frame, Stone, Stucco, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Daniels Garden
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Golden

Financial Details

  • Price per Sqft: $396.58
  • Tax Annual Amount: $2959
  • On Market Date: Apr 19, 2024
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Savings Calculator

Current cash to close is $176,351 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$
0%20%50%

You cover the entire equity of $176,351!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$333,649
Your Cash$176,351
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,506/mo
Traditional @ 7.15%
$2,538/mo
You save $1,032/month ($12,386/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9606324

Listing From: recolorado

Last updated: Oct 01, 2024 06:01pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,506 /mo
$2,447 /mo
$44,842 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,351 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$
0%20%50%

You cover the entire equity of $176,351!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$333,649
Your Cash$176,351
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,506/mo
Traditional @ 7.15%
$2,538/mo
You save $1,032/month ($12,386/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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