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Closed
Closed

$729,000

($568,405 down)
FHA

9820 Saint George St, Spring Valley, CA 91977

3
3
1,052 sqft
PITI Monthly
$1,368.9 /mo

Listing courtesy of: Karly Chavez, Key Connections Real Estate

Assumed Rate

3.53%
7.15%

Principal & Interest

$996 /mo
$1,492 /mo
$81,953 in interest paid off

What's Special

SERENE
SHOPPING
DINING
RENTAL INCOME
Welcome to 9820 St George, a delightful gem nestled in the serene community of Spring Valley, CA. This home is a 3 bedroom and 2 full baths. Plus,
there is a studio with recently upgraded recessed lighting and full bath. This inviting residence offers a perfect blend of multi- generational home live in
the front and receive rental income from studio. As you approach the property, you’ll be greeted by a well-maintained front yard and a welcoming
entrance. The main house offers a open-concept layout with abundant natural light that enhances the home’s inviting atmosphere. The re... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.53
Remaining Loan Term
17 years, 11 months
Monthly PITI
$1,368.9/mo
Estimated Loan Balance
$161,637
Cash to close
$568,405
Interest Paid
$81,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $692.97
  • Tax Annual Amount: $9112.5
  • On Market Date: Dec 31, 2024
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Savings Calculator

Current cash to close is $568,405 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$
0%20%50%

You cover the entire equity of $568,405!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$160,595
Your Cash:$568,405
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$996/mo
Traditional @ 7.15%
$1,548/mo
You save $552/month ($6,624/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240029004SD

Listing From:

Last updated: Feb 17, 2025 04:24pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.53%
7.15%

Principal & Interest

$996 /mo
$1,492 /mo
$81,953 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $568,405 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$
0%20%50%

You cover the entire equity of $568,405!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$160,595
Your Cash:$568,405
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$996/mo
Traditional @ 7.15%
$1,548/mo
You save $552/month ($6,624/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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