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Closed
Closed

$659,000

($372,885 down)
FHA

9925 Rockgate Way, Spring Valley, CA 91977

3
2
1,296 sqft
PITI Monthly
$2,649.6 /mo

Listing courtesy of: Bridget Potterton, Keller Williams San Diego Metro

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,551 /mo
$2,350 /mo
$94,329 in interest paid off

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
COMMUNITY POOL
Welcome to this beautifully appointed 3-bedroom, 2-bathroom single story home in the Rancho San Diego neighborhood. Home has Solar, a spacious
living room, perfect for entertaining or relaxing with sliding doors that lead to a serene patio—ideal for morning coffee or evening gatherings. The
kitchen boasts elegant granite countertops, sleek stainless steel appliances, and a stylish tray ceiling enhanced by recessed lighting. Cooking and
hosting will be a joy in this well-designed space! Retreat to the primary bedroom, complete with a luxurious ensuite bath for your comfort... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 4 months
Monthly PITI
$2,649.6/mo
Estimated Loan Balance
$289,015
Cash to close
$372,885
Interest Paid
$94,329

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Rancho San Diego
  • HOA Amenities: Unknown
  • HOA Fee: $260
  • HOA Frequency: $Monthly
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $508.49
  • Tax Annual Amount: $8237.5
  • On Market Date: Oct 05, 2024
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Savings Calculator

Current cash to close is $372,885 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$
0%20%50%

You cover the entire equity of $372,885!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$286,115
Your Cash:$372,885
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,551/mo
Traditional @ 7.15%
$2,437/mo
You save $887/month ($10,640/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240023700SD

Listing From:

Last updated: Mar 04, 2025 09:16pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,551 /mo
$2,350 /mo
$94,329 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $372,885 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$
0%20%50%

You cover the entire equity of $372,885!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$286,115
Your Cash:$372,885
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,551/mo
Traditional @ 7.15%
$2,437/mo
You save $887/month ($10,640/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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